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Read more +06 February 2018 By United Public Adjusters & Appraisers, Inc. in Success Stories

Marathon Key Florida Homeowner Fully Compensated For Hurricane Irma Wind Damages

Another success story in Marathon Key, Florida after our client received a letter dated October 4, 2017 from the insurance company stating “Your policy contains a deductible of $12,500.00, and you will note that the total damages of your claim are less than this amount.”. Our team of licensed public insurance adjusters reviewed the initial
Read more +30 December 2017 By United Public Adjusters & Appraisers, Inc. in Success Stories

Condo’s Hurricane Irma Wind Claim More Than Doubled With United’s Help

In the fall of 2017, Hurricane Irma caused devastation throughout the Florida Keys, especially in Marathon Key where our team ensured our Resort and Condo Association clients were fully compensated for their covered damages. In this success story, the Condo Association had a $119,471.60 wind deductible and an initial offer was $134,609.10, which left them with
Read more +09 November 2017 By United Public Adjusters & Appraisers, Inc. in Success Stories

Porch Collapse At Rockaway SRO Building Due To Heavy Snow & Ice

In March of 2017, a Nor’easter hit New York causing record snow amounts and freezing temperatures. Many residential and commercial buildings throughout New York were damaged, including one of our clients who owns a SRO (Single Room Occupancy) building in Rockaway Park, Queens. United Public Adjusters & Appraisers, Inc. was called for claim assistance immediately after

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Read more +19 April 2017 By United Public Adjusters & Appraisers, Inc. in News, Success Stories

Water Main Break At Construction Site In Queens

In October 2015, the busy intersection of Queens Boulevard and Broadway was closed due to a massive water main break on a construction development site. This caused numerous retail stores including Starbucks, Subway, Verizon, and other local stores to experience up to 12 inches of water in their locations, which led to property damages to
Read more +21 October 2016 By United Public Adjusters & Appraisers, Inc. in News

United Public Adjusters Supports Hour Children At 7th Annual Dream Extreme Charity Event

In September of 2016, United Public Adjusters & Appraisers Inc. was proud to be a leading sponsor for the 7th Annual Dream Extreme Charity Event benefiting Hour Children. This year’s event helped to raise over $250,000.00 for this cause. Here at United Public Adjusters we are committed to our community and its members. We’re always
Read more +05 July 2016 By United Public Adjusters & Appraisers, Inc. in News, Success Stories

Horrifying Home Collapse in Maspeth, Queens.

A family in Maspeth, survived a horrifying collapse in their home that could have been tragic for them and their newborn baby. Yet, they still faced a tough challenge ahead: receiving money for the repairs from the insurance company. The couple invested all their savings into this first home. The family insured the property and paid premiums every month.

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Read more +19 April 2017 By United Public Adjusters & Appraisers, Inc. in News, Success Stories

Water Main Break At Construction Site In Queens

In October 2015, the busy intersection of Queens Boulevard and Broadway was closed due to a massive water main break on a construction development site. This caused numerous retail stores including Starbucks, Subway, Verizon, and other local stores to experience up to 12 inches of water in their locations, which led to property damages to
Read more +21 October 2016 By United Public Adjusters & Appraisers, Inc. in News

United Public Adjusters Supports Hour Children At 7th Annual Dream Extreme Charity Event

In September of 2016, United Public Adjusters & Appraisers Inc. was proud to be a leading sponsor for the 7th Annual Dream Extreme Charity Event benefiting Hour Children. This year’s event helped to raise over $250,000.00 for this cause. Here at United Public Adjusters we are committed to our community and its members. We’re always
Read more +05 July 2016 By United Public Adjusters & Appraisers, Inc. in News, Success Stories

Horrifying Home Collapse in Maspeth, Queens.

A family in Maspeth, survived a horrifying collapse in their home that could have been tragic for them and their newborn baby. Yet, they still faced a tough challenge ahead: receiving money for the repairs from the insurance company. The couple invested all their savings into this first home. The family insured the property and paid premiums every month.
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What is a Public Adjuster?

Public adjusters are adjusters who work solely for the policy holder and not the insurance carrier. A public adjuster is an expert that you retain to assist you in the preperation, presentation and adjustment of your insurance claim.


Questions that can help you
maximize your settlement

 

What is a Public Adjuster?

United Public Adjusters & Appraisers, Inc. are licensed and bonded property damage experts on loss adjustments and recovery. Our team is employed solely by the policyholder, not the insurance company.  We assist you in preparing, filing, documenting, appraising, estimating, negotiating and managing the payments of insurance claims arising from your property damages. Whether you are a business owner with a commercial claim, or a homeowner looking to settle a residential claim, our public adjusters will fight for the settlement that you deserve.

Why Should I hire a Public Adjuster?

You can certainly handle the claim on your own, but our team has expertise and understanding of policy language, construction, estimating, and knowledge of the industry standards and laws that will maximize your claim to its full potential. There have been a number of documented unethical business practices with insurance companies. Insurance companies are known to deny valid claims, prolong the policyholders claim process, and confuse customers to avoid fair compensation.

Will my loss be settled faster with the services of a Public Adjuster?

Yes, of course! Majority of individuals have trouble understanding the technical terms and language of an insurance policy. We can help you understand your policy better and the complicated insurance language. As your representation, we will make sure you adhere to all the policy terms and requirements within your policy.

Can a public adjuster help me understand my policy?

A Public Adjuster knows exactly what to provide to the insurance company in order to expedite the settlement of your claim. A great deal of time can be saved by having our professionals handle your loss. With our cooperation, we will quickly, diligently, and fiercely have your claim filed and the settlement process underway.

Will I have to pay for your services if you are unable to collect money from the insurance company?

We are paid only a percentage of your recovery. Therefore, if there is no recovery settlement for your loss, there is no fee due to our company. We only collect a fee if we are able to negotiate a reimbursement for your damages from your insurance company for you.  You have nothing to lose!

Should I wait for the insurance company to make an offer before reaching out for your services?

The sooner the better when dealing with a claim! Early involvement of a Public Adjuster will significantly reduce the stress of your claim. The experience and knowledge needed to accurately determine if a settlement offer is fair is quite substantial. Often, policyholders who do not use our services settle for a less without even realizing the true potential of dollars they could have received. A Public Adjuster will help you obtain the money you truly deserve and keep your time stress-free.

If I already received an offer from my insurance company, is it too late for a Public Adjuster to help?

Absolutely not! A Public Adjuster can re-open your claim for supplemental payments as long you did not sign a notarized final release. Once involved with the loss, we will notify the insurance company of our representation and schedule a re-inspection of your damages. It is however more difficult to negotiate once a claim has already been offered. As you can see from our proven results, we have filed numerous supplements and have achieved substantial percentage increases as well as assisting in reversing claim denials.

Do I have to pay up front?

No. Our adjusters are not paid until the money is collected from your insurance company. In fact, we spend our own money and time documenting and resolving your claim before we are paid. Our fees come in the form of a percentage if a settlement is agreed upon. This means you do not owe us anything, if we earn you nothing from your claim.